Social Services Charging Policy

Deferred Payments

It may be necessary for a person to sell their home to pay for their care costs in a care home. A deferred payment agreement will be offered to someone who wants to delay the sale of their home until a time that is more suitable, if they meet the criteria set out in the Deferred Payments regulations. The full Deferred Payments policy is available on request. Regulations allow discretion to charge admin fees and interest up to 0.15% in excess of the Market Gilt Rate as reported by the Office of Budget Responsibility in their Economic and Fiscal Outlook report. The Social Services fees and charges list will include details of deferred payment admin and interest charges that may be applied. If a person is not eligible for a deferred payment agreement or does not want such an agreement, then they will need to pay the full assessed charge. 

If a person cannot afford to pay the full assessed charge until they have disposed of the asset, then Pembrokeshire County Council will seek a legal charge against the asset if the person defaults on their payment. Pembrokeshire County Council will pass on the administration costs for obtaining the legal charge and will also start applying interest to outstanding debt.